![]() In fact, over the history of the NFIP, more SRLPs have become uninsured (for example, because the homeowner can no longer afford insurance) than have received mitigation. In flood-prone states like South Carolina, Michigan, and Rhode Island, less than 10% of SRLPs have been mitigated. The nation is falling even further behind in addressing flood risk to the most repeatedly flooded properties : only 24% of SRLPs have seen action to mitigate their flood risk, down from 27% in 2018. The updated dataset illustrates three key points: And addressing these gaps is critical as climate change increases flood risk, putting the households and communities that can least afford it in greater physical and financial danger. Policy gaps at the federal, state, and local level are all contributing to this lack of progress. Since NRDC published the original version of the Losing Ground dashboard, the total number of SRLPs has increased by over 7,000, but only an additional 630 have received mitigation assistance to reduce their vulnerability to future floods. These properties, the most flood-prone structures insured under the NFIP, have flooded about five times each, on average. Since then, nearly 45,000 properties have met the criteria to become what the program refers to as Severe Repetitive Loss Properties. ![]() The NFIP was created in 1968 to provide affordable insurance against flood risk and decrease overall risk across the country. The tabs at the bottom of the dashboard show the NFIP flood zones of SRLPs in the selected location, as well whether the SRLPs predate or postdate local flood maps-in other words, whether they were subject to floodplain management regulations when they were built. The main bar chart shows the timeline of mitigated, insured, and uninsured SRLPs. Use the filters at the top of the bar chart to select your state or NFIP participating community, or hover over the left side of the map to see a menu that will let you zoom and pan to a specific location. Losing Ground shows the number of SRLPs in each state and NFIP participating community, as well as trends in SRLPs over time: how many properties qualified as SRLPs how many were mitigated and how many dropped insurance without mitigation.Īccess the dashboard and additional information here. As of early 2024, the dashboard now contains data through December 11, 2022. Previously, NRDC obtained data from the Federal Emergency Management Agency (FEMA) on all SRLPs in the United States as of May 31, 2018, and used that to create the first version of our Losing Ground dashboard. The new information shows a worrying trend: across the country, more properties are being added to the list of SRLPs than are having their risk addressed through hazard mitigation. NRDC’s updated Losing Ground dashboard now includes data on severe repetitive loss properties (SRLPs) from the inception of the National Flood Insurance Program (NFIP) through late 2022. The list of the nation’s most flood-prone homes is growing longer. The nation is falling further behind in addressing risk to the most repeatedly flooded homes. Sign up for daily news updates from CleanTechnica on email.
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